The tax calendar 2023 Spain acts as a map of how the collaboration between entrepreneurs and advisors should be. This being so, it is in charge of showing what advisors will do throughout the year and what is the responsibility that SMEs and freelancers will assume. Are you interested in knowing what is the 2023 tax calendar and what are the changes it underwent? Stay until the end of this article and find out.
Learn about the main changes in the 2023 tax calendar Spain
The tax calendar 2023 Spain acts as a map of how the collaboration between entrepreneurs and advisors should be. This being so, it is in charge of showing what advisors will do throughout the year and what is the responsibility that SMEs and freelancers will assume. Are you interested in knowing what is the 2023 tax calendar and what are the changes it underwent? Stay until the end of this article and find out.
European Union Law plays a fundamental role in establishing policies and regulations that directly impact the management of migratory flows and the protection of migrants’ rights. Below, we will tell you in detail what is the European Union Law and its migration policy in Spain. Do you want to know how it affects the migratory reality of our country? Read on and find out the details!
What is European Union law and what is its current migration policy?
European Union Law plays a fundamental role in establishing policies and regulations that directly impact the management of migratory flows and the protection of migrants’ rights. Below, we will tell you in detail what is the European Union Law and its migration policy in Spain. Do you want to know how it affects the migratory reality of our country? Read on and find out the details!
Your virtual identity is the way you identify yourself in the digital world. With it, they can associate virtual information and data to a physical person. However, you should not confuse this concept with your online reputation. Here we will explain what digital identity is and what rights are associated with it. Stay to learn more!
What is digital identity and what rights are associated with it?
Your virtual identity is the way you identify yourself in the digital world. With it, they can associate virtual information and data to a physical person. However, you should not confuse this concept with your online reputation. Here we will explain what digital identity is and what rights are associated with it. Stay to learn more!
The Spanish Tax Agency offers taxpayers the opportunity to file their income tax return via internet. According to their income, anyone can file a draft tax return online, a method that is used by 90% of taxpayers. Didn’t you know you could do this? Stay to the end and learn how to file your income tax return online without leaving home!
How to file your income tax return online without leaving home?
The Spanish Tax Agency offers taxpayers the opportunity to file their income tax return via internet. According to their income, anyone can file a draft tax return online, a method that is used by 90% of taxpayers. Didn’t you know you could do this? Stay to the end and learn how to file your income tax return online without leaving home!
Obtaining the Social Security Number, or NUSS, is a procedure that all Spaniards must carry out. However, many are unaware of its existence and its usefulness when it comes to managing your affairs before the Social Security. If you want to know how to get your NUSS, stay with us until the end of this article. Here we will tell you what it is, what it is for and how you can get it, let’s go!
What is the NUSS?
The Social Security number (NUSS) is the number with which Social Security identifies you. But at what point in time? Well, when you carry out each of your relations with the Social Security. This identification number is mandatory for anyone who benefits from pensions or benefits from this entity.
Also, you will need it at the moment of affiliation or registration in any SS regime. You will also need it to apply for inclusion in the health sector.
You must apply for the NUSS before applying for affiliation or discharge, or before any application for benefits or services. For that reason, you should know that to get it you must have the documents that identify you, these are:
Identification data: it can be your DNI or NIE.
If you are a foreigner, you must present your Foreigner’s Card or Passport.
Your contact information, either cell phone or email.
Current address.
So, what should you do to apply for your Social Security number?
Obtaining a Social Security number is a mandatory task for any person residing in Spain. Therefore, this procedure has been updated to make it an easier process for everyone. In that sense, to get your NUSS, you can do it online through the Import@ss link. To do so, you will need:
You can also identify yourself in Import@ss to get your NUSS via SMS, with Cl@ve or your digital certificate.
If you don’t have a digital certificate with GD Certificado you can get it quickly and easily. You only have to enter our portal, make the request, pay the fee and wait 30 minutes. And that’s how fast you get the digital certificate to carry out your procedures.
Why is it important to have a Social Security number?
In Spain, the NUSS is a unique and personal identifier that is assigned to everyone registered in the SS system.
But what makes it important? Because you will need it to access health services and receive social and economic benefits. Also, you will be able to apply for unemployment insurance, pension, housing benefits and others.
The NUSS is also used by employers to carry out certain procedures. For example, the hiring, contribution and payment of taxes related to the SS of their employees. Therefore, if you want to work in Spain it is essential to have this number.
It is also important to note that the NUSS is confidential and you will use it to identify yourself in any SS procedure. Therefore, it is necessary to protect it adequately to avoid possible fraud or identity theft.
Having a Social Security Number is a must. There are many procedures that require you to have it and that is why it is important that you get yours.
In order for you to better understand what we are referring to, we will mention some of the procedures that require the NUSS:
Is the NUSS required for School Insurance?
The NUSS is mandatory for School Insurance. Every student under 28 years of age who attends the official studies of Compulsory Secondary Education must have it. This until the end of the third university cycle.
What is the Spanish Compulsory School Insurance?
This is an insurance processed with the NUSS and is used to protect those who attend the E.S.O. until the end of the third university cycle.
All this is achieved through health and financial benefits. This is in case of illness, school accidents or family problems.
To learn more about how to get the NUSS and for which procedures you need it, contact us through our email tasconsultoria@tas-sl.es. In TAS Consultancy we have the best professionals, trained to give you the best attention on legality, taxation and Spanish documentation.
Don’t miss the opportunity to correctly manage your Social Security number, you can contact us at any time and request a free consultation.
How can you get your NUSS and what do you need it for?
Obtaining the Social Security Number, or NUSS, is a procedure that all Spaniards must carry out. However, many are unaware of its existence and its usefulness when it comes to managing your affairs before the Social Security. If you want to know how to get your NUSS, stay with us until the end of this article. Here we will tell you what it is, what it is for and how you can get it, let’s go!
What is the NUSS?
The Social Security number (NUSS) is the number with which Social Security identifies you. But at what point in time? Well, when you carry out each of your relations with the Social Security. This identification number is mandatory for anyone who benefits from pensions or benefits from this entity.
Also, you will need it at the moment of affiliation or registration in any SS regime. You will also need it to apply for inclusion in the health sector.
You must apply for the NUSS before applying for affiliation or discharge, or before any application for benefits or services. For that reason, you should know that to get it you must have the documents that identify you, these are:
Identification data: it can be your DNI or NIE.
If you are a foreigner, you must present your Foreigner’s Card or Passport.
Your contact information, either cell phone or email.
Current address.
So, what should you do to apply for your Social Security number?
Obtaining a Social Security number is a mandatory task for any person residing in Spain. Therefore, this procedure has been updated to make it an easier process for everyone. In that sense, to get your NUSS, you can do it online through the Import@ss link. To do so, you will need:
You can also identify yourself in Import@ss to get your NUSS via SMS, with Cl@ve or your digital certificate.
If you don’t have a digital certificate with GD Certificado you can get it quickly and easily. You only have to enter our portal, make the request, pay the fee and wait 30 minutes. And that’s how fast you get the digital certificate to carry out your procedures.
Why is it important to have a Social Security number?
In Spain, the NUSS is a unique and personal identifier that is assigned to everyone registered in the SS system.
But what makes it important? Because you will need it to access health services and receive social and economic benefits. Also, you will be able to apply for unemployment insurance, pension, housing benefits and others.
The NUSS is also used by employers to carry out certain procedures. For example, the hiring, contribution and payment of taxes related to the SS of their employees. Therefore, if you want to work in Spain it is essential to have this number.
It is also important to note that the NUSS is confidential and you will use it to identify yourself in any SS procedure. Therefore, it is necessary to protect it adequately to avoid possible fraud or identity theft.
Having a Social Security Number is a must. There are many procedures that require you to have it and that is why it is important that you get yours.
In order for you to better understand what we are referring to, we will mention some of the procedures that require the NUSS:
Is the NUSS required for School Insurance?
The NUSS is mandatory for School Insurance. Every student under 28 years of age who attends the official studies of Compulsory Secondary Education must have it. This until the end of the third university cycle.
What is the Spanish Compulsory School Insurance?
This is an insurance processed with the NUSS and is used to protect those who attend the E.S.O. until the end of the third university cycle.
All this is achieved through health and financial benefits. This is in case of illness, school accidents or family problems.
To learn more about how to get the NUSS and for which procedures you need it, contact us through our email tasconsultoria@tas-sl.es. In TAS Consultancy we have the best professionals, trained to give you the best attention on legality, taxation and Spanish documentation.
Don’t miss the opportunity to correctly manage your Social Security number, you can contact us at any time and request a free consultation.
On May 9, the Spanish government approved a measure to guarantee 20% of the mortgage for first-time homebuyers. It is believed that this measure may benefit more than 50,000 people: among family members and young people up to 35 years of age. To learn more about this State guarantee, stay until the end, go on!
How do endorsements work?
Simply put, a guarantor is a contract where one entity or person assumes the payment of a debt of another, in the event that the former is unable to pay. This person, known as the guarantor, agrees to fulfill the obligation from all assets. Of course, as long as a limit to the liability is not established.
For this type of contract to be valid there must be a written record. In addition, this may be for an indefinite or limited period of time and may be agreed to cover all or part of the debt.
What is the State guarantee recommended by the Spanish government about?
The Spanish Government recently approved a guarantee that will cover 20% of the mortgage for those who need to buy their first home. This is a measure aimed at people who are financially solvent, but do not have sufficient savings to afford the initial investment.
This means that, while the bank finances 80% – which is usually the most common – the State guarantee covers the other 20%. This allows people to take out a 100% mortgage.
How does the State guarantee work?
As we told you, the State will guarantee 20% of the mortgage as long as the client is unable to pay the mortgage due to a specific situation. This means that the State will not make an automatic disbursement of the money. Instead, it will only be an aid for particular situations.
What are the requirements to qualify for the State’s endorsement?
The Government, in the Council of Ministers, has raised a series of eligibility, economic and mortgage requirements. In the following image we show them to you, keep them for you or someone who needs them:
It should be made clear that the State guarantee only covers the principal loan: interest and initial expenses are excluded. In addition, it is important to know that the term of the guarantee is a maximum of 10 years regardless of the repayment term.
Will the State guarantee have a price limit to apply for?
The Government indicated that yes, there will be a price limit for those applying for the endorsement. However, they have not yet specified what the limit will be. But there was talk of the possibility that this maximum limit will be different between territories.
How and when will you be able to apply for this assistance?
The deadline for the application has not yet been announced, as the measure was only approved by the Council of Ministers on May 9.
Likewise, the dates for requesting it have not been announced. However, it is possible that you can apply for it directly at the bank where you process your mortgage.
Will you have to pay back the percentage that the State guaranteed you?
Since it is a guarantor, the government is not lending money, but will stand as guarantor for 20% of your mortgage. Therefore, since it is a 100% mortgage, you will have to pay back all the money requested.
As a consequence, the installments will be much higher, or the repayment period will be longer. This will cause the interest payment to be much higher.
What happens if a default occurs?
Pages such as Foto Casa have analyzed the issue of collateral and explain what would happen in the event of an alleged mortgage default. Of the cases proposed, the most feasible are:
In either case, it is advisable to ask the bank to renegotiate. It is possible to ask for a lower installment or to ask them to abide by their Code of Good Banking Practices.
Would you like to learn more about how the new State guarantee works? Get in touch with our managers and advisors at TAS Consultoría. Send us an email to our address tasconsultoria@tas-sl.es and our experts will be pleased to assist you. Contact us to request your free advice.
What is the new State guarantee and how will it benefit first-time homebuyers?
On May 9, the Spanish government approved a measure to guarantee 20% of the mortgage for first-time homebuyers. It is believed that this measure may benefit more than 50,000 people: among family members and young people up to 35 years of age. To learn more about this State guarantee, stay until the end, go on!
How do endorsements work?
Simply put, a guarantor is a contract where one entity or person assumes the payment of a debt of another, in the event that the former is unable to pay. This person, known as the guarantor, agrees to fulfill the obligation from all assets. Of course, as long as a limit to the liability is not established.
For this type of contract to be valid there must be a written record. In addition, this may be for an indefinite or limited period of time and may be agreed to cover all or part of the debt.
What is the State guarantee recommended by the Spanish government about?
The Spanish Government recently approved a guarantee that will cover 20% of the mortgage for those who need to buy their first home. This is a measure aimed at people who are financially solvent, but do not have sufficient savings to afford the initial investment.
This means that, while the bank finances 80% – which is usually the most common – the State guarantee covers the other 20%. This allows people to take out a 100% mortgage.
How does the State guarantee work?
As we told you, the State will guarantee 20% of the mortgage as long as the client is unable to pay the mortgage due to a specific situation. This means that the State will not make an automatic disbursement of the money. Instead, it will only be an aid for particular situations.
What are the requirements to qualify for the State’s endorsement?
The Government, in the Council of Ministers, has raised a series of eligibility, economic and mortgage requirements. In the following image we show them to you, keep them for you or someone who needs them:
It should be made clear that the State guarantee only covers the principal loan: interest and initial expenses are excluded. In addition, it is important to know that the term of the guarantee is a maximum of 10 years regardless of the repayment term.
Will the State guarantee have a price limit to apply for?
The Government indicated that yes, there will be a price limit for those applying for the endorsement. However, they have not yet specified what the limit will be. But there was talk of the possibility that this maximum limit will be different between territories.
How and when will you be able to apply for this assistance?
The deadline for the application has not yet been announced, as the measure was only approved by the Council of Ministers on May 9.
Likewise, the dates for requesting it have not been announced. However, it is possible that you can apply for it directly at the bank where you process your mortgage.
Will you have to pay back the percentage that the State guaranteed you?
Since it is a guarantor, the government is not lending money, but will stand as guarantor for 20% of your mortgage. Therefore, since it is a 100% mortgage, you will have to pay back all the money requested.
As a consequence, the installments will be much higher, or the repayment period will be longer. This will cause the interest payment to be much higher.
What happens if a default occurs?
Pages such as Foto Casa have analyzed the issue of collateral and explain what would happen in the event of an alleged mortgage default. Of the cases proposed, the most feasible are:
In either case, it is advisable to ask the bank to renegotiate. It is possible to ask for a lower installment or to ask them to abide by their Code of Good Banking Practices.
Would you like to learn more about how the new State guarantee works? Get in touch with our managers and advisors at TAS Consultoría. Send us an email to our address tasconsultoria@tas-sl.es and our experts will be pleased to assist you. Contact us to request your free advice.
It is quite common to make errors in the income tax return because it is a complicated process that requires rigorous handling. However, for Hacienda, making these mistakes can imply a penalty for you. If you want to know how tax return errors affect you and what possible penalties you can get for making a mistake, stay with us until the end of this article and don’t miss any details!
What happens if there are errors in the income tax return at the Internal Revenue Service?
It is quite common to make errors in the income tax return because it is a complicated process that requires rigorous handling. However, for Hacienda, making these mistakes can imply a penalty for you. If you want to know how tax return errors affect you and what possible penalties you can get for making a mistake, stay with us until the end of this article and don’t miss any details!
Nowadays, having digital skills is essential to develop in the labor and social world. In this sense, Spain has managed to position itself in the top 6 countries with more digital skills in Europe, according to a recent report. In fact, 64% of the Spanish population has at least basic digital skills, thus exceeding the European average. In this article, we will explore the current state of digital skills in Spain, find out the details!
Spain in the top 6 countries with more digital capabilities
Nowadays, having digital skills is essential to develop in the labor and social world. In this sense, Spain has managed to position itself in the top 6 countries with more digital skills in Europe, according to a recent report. In fact, 64% of the Spanish population has at least basic digital skills, thus exceeding the European average. In this article, we will explore the current state of digital skills in Spain, find out the details!
More and more people are working remotely from home using only a computer. These types of workers are known as digital nomads and, increasingly, their number is growing. In Spain, there is a new visa that regulates them and allows them to work from anywhere. Do you want to know how you can become a digital nomad and live in Spain? Here we tell you.
More and more people are working remotely from home using only a computer. These types of workers are known as digital nomads and, increasingly, their number is growing. In Spain, there is a new visa that regulates them and allows them to work from anywhere. Do you want to know how you can become a digital nomad and live in Spain? Here we tell you.
In 2022, the energy markets suffered a major blow due to the war in Ukraine. Most European countries suffered a very high energy deficit. In the battle against the energy crisis, Spain remained quite active, as it had been implementing different measures to improve its energy consumption, which in 2023 allowed it to avoid a major blow. Do you want to know how Spain is facing the energy crisis in 2023? Stay until the end!
In 2022, the energy markets suffered a major blow due to the war in Ukraine. Most European countries suffered a very high energy deficit. In the battle against the energy crisis, Spain remained quite active, as it had been implementing different measures to improve its energy consumption, which in 2023 allowed it to avoid a major blow. Do you want to know how Spain is facing the energy crisis in 2023? Stay until the end!
