The Spanish Tax Agency offers taxpayers the opportunity to file their income tax return via internet. According to their income, anyone can file a draft tax return online, a method that is used by 90% of taxpayers. Didn’t you know you could do this? Stay to the end and learn how to file your income tax return online without leaving home!
How to file your income tax return online without leaving home?
The Spanish Tax Agency offers taxpayers the opportunity to file their income tax return via internet. According to their income, anyone can file a draft tax return online, a method that is used by 90% of taxpayers. Didn’t you know you could do this? Stay to the end and learn how to file your income tax return online without leaving home!
Obtaining the Social Security Number, or NUSS, is a procedure that all Spaniards must carry out. However, many are unaware of its existence and its usefulness when it comes to managing your affairs before the Social Security. If you want to know how to get your NUSS, stay with us until the end of this article. Here we will tell you what it is, what it is for and how you can get it, let’s go!
What is the NUSS?
The Social Security number (NUSS) is the number with which Social Security identifies you. But at what point in time? Well, when you carry out each of your relations with the Social Security. This identification number is mandatory for anyone who benefits from pensions or benefits from this entity.
Also, you will need it at the moment of affiliation or registration in any SS regime. You will also need it to apply for inclusion in the health sector.
You must apply for the NUSS before applying for affiliation or discharge, or before any application for benefits or services. For that reason, you should know that to get it you must have the documents that identify you, these are:
Identification data: it can be your DNI or NIE.
If you are a foreigner, you must present your Foreigner’s Card or Passport.
Your contact information, either cell phone or email.
Current address.
So, what should you do to apply for your Social Security number?
Obtaining a Social Security number is a mandatory task for any person residing in Spain. Therefore, this procedure has been updated to make it an easier process for everyone. In that sense, to get your NUSS, you can do it online through the Import@ss link. To do so, you will need:
You can also identify yourself in Import@ss to get your NUSS via SMS, with Cl@ve or your digital certificate.
If you don’t have a digital certificate with GD Certificado you can get it quickly and easily. You only have to enter our portal, make the request, pay the fee and wait 30 minutes. And that’s how fast you get the digital certificate to carry out your procedures.
Why is it important to have a Social Security number?
In Spain, the NUSS is a unique and personal identifier that is assigned to everyone registered in the SS system.
But what makes it important? Because you will need it to access health services and receive social and economic benefits. Also, you will be able to apply for unemployment insurance, pension, housing benefits and others.
The NUSS is also used by employers to carry out certain procedures. For example, the hiring, contribution and payment of taxes related to the SS of their employees. Therefore, if you want to work in Spain it is essential to have this number.
It is also important to note that the NUSS is confidential and you will use it to identify yourself in any SS procedure. Therefore, it is necessary to protect it adequately to avoid possible fraud or identity theft.
Having a Social Security Number is a must. There are many procedures that require you to have it and that is why it is important that you get yours.
In order for you to better understand what we are referring to, we will mention some of the procedures that require the NUSS:
Is the NUSS required for School Insurance?
The NUSS is mandatory for School Insurance. Every student under 28 years of age who attends the official studies of Compulsory Secondary Education must have it. This until the end of the third university cycle.
What is the Spanish Compulsory School Insurance?
This is an insurance processed with the NUSS and is used to protect those who attend the E.S.O. until the end of the third university cycle.
All this is achieved through health and financial benefits. This is in case of illness, school accidents or family problems.
To learn more about how to get the NUSS and for which procedures you need it, contact us through our email tasconsultoria@tas-sl.es. In TAS Consultancy we have the best professionals, trained to give you the best attention on legality, taxation and Spanish documentation.
Don’t miss the opportunity to correctly manage your Social Security number, you can contact us at any time and request a free consultation.
How can you get your NUSS and what do you need it for?
Obtaining the Social Security Number, or NUSS, is a procedure that all Spaniards must carry out. However, many are unaware of its existence and its usefulness when it comes to managing your affairs before the Social Security. If you want to know how to get your NUSS, stay with us until the end of this article. Here we will tell you what it is, what it is for and how you can get it, let’s go!
What is the NUSS?
The Social Security number (NUSS) is the number with which Social Security identifies you. But at what point in time? Well, when you carry out each of your relations with the Social Security. This identification number is mandatory for anyone who benefits from pensions or benefits from this entity.
Also, you will need it at the moment of affiliation or registration in any SS regime. You will also need it to apply for inclusion in the health sector.
You must apply for the NUSS before applying for affiliation or discharge, or before any application for benefits or services. For that reason, you should know that to get it you must have the documents that identify you, these are:
Identification data: it can be your DNI or NIE.
If you are a foreigner, you must present your Foreigner’s Card or Passport.
Your contact information, either cell phone or email.
Current address.
So, what should you do to apply for your Social Security number?
Obtaining a Social Security number is a mandatory task for any person residing in Spain. Therefore, this procedure has been updated to make it an easier process for everyone. In that sense, to get your NUSS, you can do it online through the Import@ss link. To do so, you will need:
You can also identify yourself in Import@ss to get your NUSS via SMS, with Cl@ve or your digital certificate.
If you don’t have a digital certificate with GD Certificado you can get it quickly and easily. You only have to enter our portal, make the request, pay the fee and wait 30 minutes. And that’s how fast you get the digital certificate to carry out your procedures.
Why is it important to have a Social Security number?
In Spain, the NUSS is a unique and personal identifier that is assigned to everyone registered in the SS system.
But what makes it important? Because you will need it to access health services and receive social and economic benefits. Also, you will be able to apply for unemployment insurance, pension, housing benefits and others.
The NUSS is also used by employers to carry out certain procedures. For example, the hiring, contribution and payment of taxes related to the SS of their employees. Therefore, if you want to work in Spain it is essential to have this number.
It is also important to note that the NUSS is confidential and you will use it to identify yourself in any SS procedure. Therefore, it is necessary to protect it adequately to avoid possible fraud or identity theft.
Having a Social Security Number is a must. There are many procedures that require you to have it and that is why it is important that you get yours.
In order for you to better understand what we are referring to, we will mention some of the procedures that require the NUSS:
Is the NUSS required for School Insurance?
The NUSS is mandatory for School Insurance. Every student under 28 years of age who attends the official studies of Compulsory Secondary Education must have it. This until the end of the third university cycle.
What is the Spanish Compulsory School Insurance?
This is an insurance processed with the NUSS and is used to protect those who attend the E.S.O. until the end of the third university cycle.
All this is achieved through health and financial benefits. This is in case of illness, school accidents or family problems.
To learn more about how to get the NUSS and for which procedures you need it, contact us through our email tasconsultoria@tas-sl.es. In TAS Consultancy we have the best professionals, trained to give you the best attention on legality, taxation and Spanish documentation.
Don’t miss the opportunity to correctly manage your Social Security number, you can contact us at any time and request a free consultation.
On April 25, 2024, the government of Spain activated the first aids for the agricultural and livestock sector. The Ministry of Finance and Public Function published the order in the BOE: it will be a 25% IRPF rebate for the livestock and agricultural sector as a result of the drought. Do you work in this sector? Learn here a little more about the IRPF reduction rebate and how it affects you!
How does the IRPF reduction for drought affect farmers and ranchers?
On April 25, 2024, the government of Spain activated the first aids for the agricultural and livestock sector. The Ministry of Finance and Public Function published the order in the BOE: it will be a 25% IRPF rebate for the livestock and agricultural sector as a result of the drought. Do you work in this sector? Learn here a little more about the IRPF reduction rebate and how it affects you!
On May 9, the Spanish government approved a measure to guarantee 20% of the mortgage for first-time homebuyers. It is believed that this measure may benefit more than 50,000 people: among family members and young people up to 35 years of age. To learn more about this State guarantee, stay until the end, go on!
How do endorsements work?
Simply put, a guarantor is a contract where one entity or person assumes the payment of a debt of another, in the event that the former is unable to pay. This person, known as the guarantor, agrees to fulfill the obligation from all assets. Of course, as long as a limit to the liability is not established.
For this type of contract to be valid there must be a written record. In addition, this may be for an indefinite or limited period of time and may be agreed to cover all or part of the debt.
What is the State guarantee recommended by the Spanish government about?
The Spanish Government recently approved a guarantee that will cover 20% of the mortgage for those who need to buy their first home. This is a measure aimed at people who are financially solvent, but do not have sufficient savings to afford the initial investment.
This means that, while the bank finances 80% – which is usually the most common – the State guarantee covers the other 20%. This allows people to take out a 100% mortgage.
How does the State guarantee work?
As we told you, the State will guarantee 20% of the mortgage as long as the client is unable to pay the mortgage due to a specific situation. This means that the State will not make an automatic disbursement of the money. Instead, it will only be an aid for particular situations.
What are the requirements to qualify for the State’s endorsement?
The Government, in the Council of Ministers, has raised a series of eligibility, economic and mortgage requirements. In the following image we show them to you, keep them for you or someone who needs them:
It should be made clear that the State guarantee only covers the principal loan: interest and initial expenses are excluded. In addition, it is important to know that the term of the guarantee is a maximum of 10 years regardless of the repayment term.
Will the State guarantee have a price limit to apply for?
The Government indicated that yes, there will be a price limit for those applying for the endorsement. However, they have not yet specified what the limit will be. But there was talk of the possibility that this maximum limit will be different between territories.
How and when will you be able to apply for this assistance?
The deadline for the application has not yet been announced, as the measure was only approved by the Council of Ministers on May 9.
Likewise, the dates for requesting it have not been announced. However, it is possible that you can apply for it directly at the bank where you process your mortgage.
Will you have to pay back the percentage that the State guaranteed you?
Since it is a guarantor, the government is not lending money, but will stand as guarantor for 20% of your mortgage. Therefore, since it is a 100% mortgage, you will have to pay back all the money requested.
As a consequence, the installments will be much higher, or the repayment period will be longer. This will cause the interest payment to be much higher.
What happens if a default occurs?
Pages such as Foto Casa have analyzed the issue of collateral and explain what would happen in the event of an alleged mortgage default. Of the cases proposed, the most feasible are:
In either case, it is advisable to ask the bank to renegotiate. It is possible to ask for a lower installment or to ask them to abide by their Code of Good Banking Practices.
Would you like to learn more about how the new State guarantee works? Get in touch with our managers and advisors at TAS Consultoría. Send us an email to our address tasconsultoria@tas-sl.es and our experts will be pleased to assist you. Contact us to request your free advice.
What is the new State guarantee and how will it benefit first-time homebuyers?
On May 9, the Spanish government approved a measure to guarantee 20% of the mortgage for first-time homebuyers. It is believed that this measure may benefit more than 50,000 people: among family members and young people up to 35 years of age. To learn more about this State guarantee, stay until the end, go on!
How do endorsements work?
Simply put, a guarantor is a contract where one entity or person assumes the payment of a debt of another, in the event that the former is unable to pay. This person, known as the guarantor, agrees to fulfill the obligation from all assets. Of course, as long as a limit to the liability is not established.
For this type of contract to be valid there must be a written record. In addition, this may be for an indefinite or limited period of time and may be agreed to cover all or part of the debt.
What is the State guarantee recommended by the Spanish government about?
The Spanish Government recently approved a guarantee that will cover 20% of the mortgage for those who need to buy their first home. This is a measure aimed at people who are financially solvent, but do not have sufficient savings to afford the initial investment.
This means that, while the bank finances 80% – which is usually the most common – the State guarantee covers the other 20%. This allows people to take out a 100% mortgage.
How does the State guarantee work?
As we told you, the State will guarantee 20% of the mortgage as long as the client is unable to pay the mortgage due to a specific situation. This means that the State will not make an automatic disbursement of the money. Instead, it will only be an aid for particular situations.
What are the requirements to qualify for the State’s endorsement?
The Government, in the Council of Ministers, has raised a series of eligibility, economic and mortgage requirements. In the following image we show them to you, keep them for you or someone who needs them:
It should be made clear that the State guarantee only covers the principal loan: interest and initial expenses are excluded. In addition, it is important to know that the term of the guarantee is a maximum of 10 years regardless of the repayment term.
Will the State guarantee have a price limit to apply for?
The Government indicated that yes, there will be a price limit for those applying for the endorsement. However, they have not yet specified what the limit will be. But there was talk of the possibility that this maximum limit will be different between territories.
How and when will you be able to apply for this assistance?
The deadline for the application has not yet been announced, as the measure was only approved by the Council of Ministers on May 9.
Likewise, the dates for requesting it have not been announced. However, it is possible that you can apply for it directly at the bank where you process your mortgage.
Will you have to pay back the percentage that the State guaranteed you?
Since it is a guarantor, the government is not lending money, but will stand as guarantor for 20% of your mortgage. Therefore, since it is a 100% mortgage, you will have to pay back all the money requested.
As a consequence, the installments will be much higher, or the repayment period will be longer. This will cause the interest payment to be much higher.
What happens if a default occurs?
Pages such as Foto Casa have analyzed the issue of collateral and explain what would happen in the event of an alleged mortgage default. Of the cases proposed, the most feasible are:
In either case, it is advisable to ask the bank to renegotiate. It is possible to ask for a lower installment or to ask them to abide by their Code of Good Banking Practices.
Would you like to learn more about how the new State guarantee works? Get in touch with our managers and advisors at TAS Consultoría. Send us an email to our address tasconsultoria@tas-sl.es and our experts will be pleased to assist you. Contact us to request your free advice.
Each country has specific businesses that exist to meet the needs of the communities they serve. However, there are businesses that transcend worldwide, but do not yet exist in Spain and can make a positive impact. If you want to know which are the foreign businesses that do not exist in Spain and in which you can invest, stay with us until the end, because we will talk about this topic in depth, join us!
5 foreign businesses that do not exist in Spain you can invest in
Each country has specific businesses that exist to meet the needs of the communities they serve. However, there are businesses that transcend worldwide, but do not yet exist in Spain and can make a positive impact. If you want to know which are the foreign businesses that do not exist in Spain and in which you can invest, stay with us until the end, because we will talk about this topic in depth, join us!
The answer to the needs of large companies is open innovation. The speed at which markets are evolving, the proliferation of new technologies and the resistance to change are forcing corporations to seek external solutions that are innovative, flexible and disruptive. But why does Spain stand out in open innovation? Find out here!
Spain stands out in open innovation: what is the current situation?
The answer to the needs of large companies is open innovation. The speed at which markets are evolving, the proliferation of new technologies and the resistance to change are forcing corporations to seek external solutions that are innovative, flexible and disruptive. But why does Spain stand out in open innovation? Find out here!
Small professional firms have encountered various internal difficulties that make their growth difficult or very slow. Many of them continue to live from day to day, as they find it difficult to adapt to new trends. These and many others are the difficulties that a small office, which could even be yours, may face. Read on and find out what should be done so that the difficulties do not affect it negatively, let’s go!
5 things that can keep a small office from growing
Small professional firms have encountered various internal difficulties that make their growth difficult or very slow. Many of them continue to live from day to day, as they find it difficult to adapt to new trends. These and many others are the difficulties that a small office, which could even be yours, may face. Read on and find out what should be done so that the difficulties do not affect it negatively, let’s go!
There has always been talk of digital transformation for small and medium-sized innovation offices. However, this idea of innovation is not very ethereal and solid, as it is difficult to recognize which are the technological trends that can be adapted to this sector. Do you want to know which are the innovation trends in professional offices? Stay with us until the end!
What are the keys for small and medium-sized innovation offices?
There has always been talk of digital transformation for small and medium-sized innovation offices. However, this idea of innovation is not very ethereal and solid, as it is difficult to recognize which are the technological trends that can be adapted to this sector. Do you want to know which are the innovation trends in professional offices? Stay with us until the end!
The professional world as we know it is in constant change and professional firms are no exception, as new trends have arrived that have changed the way of doing business. However, adapting to these new challenges has represented a great challenge for this sector. Do you want to know what these challenges are and how your firm can face them? Stay until the end and we will bring you up to date!
What challenges will professional firms face in the future and how can they overcome them?
The professional world as we know it is in constant change and professional firms are no exception, as new trends have arrived that have changed the way of doing business. However, adapting to these new challenges has represented a great challenge for this sector. Do you want to know what these challenges are and how your firm can face them? Stay until the end and we will bring you up to date!
It is important to know which are the attributes and factors that allow scoring a good professional firm, which is the ideal and profitable model for your company. This is because most companies have the ultimate goal of growing and therefore prioritize excellence. To find out how you can have a professional firm that is ideal for your clients, stay until the end of this article and find out.
What should a good professional firm have and how to evaluate if yours meets the requirements?
It is important to know which are the attributes and factors that allow scoring a good professional firm, which is the ideal and profitable model for your company. This is because most companies have the ultimate goal of growing and therefore prioritize excellence. To find out how you can have a professional firm that is ideal for your clients, stay until the end of this article and find out.
