Despite the economic crisis that occurred in Spain in recent years, banking culture there allows non-residents to take advantage of a number of benefits.
Whether it’s for business or for a holiday, opening an account at Spanish bank is very simple and has many advantages: management of your account online, international transfers, some banks offer services without fees or commission too. It’s also worth nothing that the economic recovery in late 2013 has allowed the Spanish banking system to solidify and has attracted many foreign investors.
So, you arrive in Spain and it’s time to open your bank account but you’re unsure about several different things: what type of bank account, the conditions for the account etc. Here are the answers to your questions.
According to thanks banks, several types of document may be requested. To ensure that you’re not stuck in the bank trying to open an account, here are the documents you must have: - A certificate of non residence that can be obtained by going to a national police station, it should take around 2 weeks to get. Sometimes the bank may charge for this. - A passport or ID card - Proof of employment status - Proof of address NB. It is mandatory that you renew your certificate of non residence every 2 years and that you notify the bank if you become a resident.
You cannot open a bank account in Spain from abroad. You must be in Spain and meet the banker in order to do so. If necessary, you can hire an interpreter or a consulting firm to assist you.
Traditionally, Spanish banks do not require a large deposit, a few hundred Euros are sufficient. Opening an account itself is free of charge. Note that non-resident travellers in Spain must declare all sums in excess of 6,010 Euros in cash.
Cela dépend de votre lieu de résidence. Si vous vivez dans le sud ouest de la France, vous trouverez un nombre conséquent d’agences bancaires à Irun, à proximité d’Hendaye ainsi qu’à San Sebastian. Si vous vivez dans le sud est, pensez à Figueres. Enfin si vous habitez dans une grande ville dotée d’un aéroport, pensez à Barcelone, option intéressante pour joindre l’utile et l’agréable en faisant du tourisme.
In Spain there are universal banks and savings banks. The services offered by each of these are very similar though. It may be best to go with a bank with account management such as Banco Sabadell and La Caixa.