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A Guide to Alternative Finance - A New Form of Business Funding

A Guide to Alternative Finance – A New Form of Business Funding

alternative financeChanging Your Perspective

Albert Einstein once said “In moments of crisis, only the imagination is more important than knowledge”. Generally, crises are almost always viewed as something negative or an event that we should always try to avoid. However, it is so important that we also look at the positive side of incidents as such. Alternative finance is an innovative way of increasing investment by turning the seemingly negative into something positive

How To: Business Model Canvas

How To: Business Model Canvas

business model canvasWhat is a Business Model Canvas?

Unlike an ordinary business plan, a business model canvas allows you to generate a quick overview of your decision to start up your own company. On a basic level, this model really helps you to clearly understand and organise the different stages of your company formation project in order to generate the most value possible.

Not only will you be able to understand both your project and its surrounding issues more quickly and in a more efficient manner. But in addition to this, you will find it much easier to communicate your project and ideas to potential investors, partners and clients.

However, this “canvas” model is not a simple, lifeless document. It’s format is one that really develops and grows alongside your business. It will continue to aid you as an entrepreneur throughout the life of your company.

How Should You Organise a Business Model Canvas?

The model is structured around 9 logical steps: these allow us to clearly see how the company’s value is both produced and then distributed.

Value Proposition (la imagen tiene un error. “which customer needs are we satisfying?”)


This step is essential to a business model canvas since it allows you to provide a clear and precise description of your company for the client. This should, in term, determine the value produced by the company. This value depends on various things such as design, quality, performance, innovation, price, etc.

The challenge here is to find a balance between these factors in order to generate the best value proposition possible.

Client Sector


This step aims to find which client sector is the most important for the company.

Channels (How are our channels integrated?)


This step could also be labelled as the “distribution network”. It is an essential stage in linking your value proposition with your client sector. Due to this, the most important thing to know here is how to meet these distributive channel expectations: which is the most effective, how to reach the client, etc.

Remember to have enough perspective to measure the efficiency of your chosen channels and to adapt them along the way to work to their best capacity.

Customer relationships (La imagentiene un error. “How costly are they?” “Do segments expect us to establish and maintain them?”)


The relationship that you choose to maintain with your clients can act as a real advantage when compared to your competition. The important thing to remmeber here is to integrate this into your business plan and to calculate the financial input to carry it out.

Key Activities


This stage will allow you to determine exactly what type of business activity your business must engage in to match your previously stated value proposition.

Key Partners


Similar to your customer relationships, you will need to decide what type of relationsip you would like to have with your partners: how to choose them, how to get to know them, their resources, how they work, etc.

Key Resources


This step is to determine exactly what the company needs in order to carry out its business properly.

Structural Costs


This stage is to determine what the biggest cost in the company will be: which resource and which stage of business will be the most expensive.

Revenue Streams


Similar to structural costs, revenue streams will inform you of how much each client is willing to pay, for which value proposition they are paying, how they would prefer to pay and which revenue streams will contribute to the overall income.

NIE Number in Spain: What, Why and How

NIE Number in Spain: What, Why and How

NIE numberWhat is an NIE number in Spain? What do you need it for? Who needs one? Do you even need one at all? What conditions need to be met to get one? Where can you get one? We answer all of your NIE number queries here.

How to create a business plan?

How to create a business plan?

Making a business plan is a requirement when starting a business. It is a fundamental document for maturing a project and obtaining external financing.

Corporate Culture: How Important Is It and How To Achieve It

Corporate Culture: How Important Is It and How To Achieve It

corporate cultureBusiness & Management guru –  Peter Drucker – famously said “culture eats strategy for breakfast” . This quote demonstrates the real importance of implementing a strong corporate culture . This is especially true nowadays since often companies can no longer solely rely on salary as a way to recruit the best employees. So, how should you decide on a corporate culture that will bring about significant growth for your business?

Income Tax in Spain: Tax Return for 2016

Income Tax in Spain: Tax Return for 2016

income tax spainAs a foreigner in Spain, you have probably already started to think about your income tax declaration for 2016. Otherwise known as the declaración de renta in Spanish.

The income tax declaration period opened on 6 April 2016 and will remain so until 30 June 2016. This is the time for declaring all the income you generated last year i.e. 2015.

VAT In Spain: A Recap

VAT In Spain: A Recap

VAT spain

Let’s take a look at VAT or ‘IVA’ rates in Spain and to what they apply. Despite the fact that the government, in an attempt to confront the Spanish economic crisis, increased Spanish VAT in 2012 by 3 points, the tax rates still remains lower than the European average of 21.13%. 

Real Estate in Spain: Why Invest in Madrid

Real Estate in Spain: Why Invest in Madrid

madridReal estate investment is an attractive one for many reasons. Matthias Naumann reveals why Spain, more specifically Madrid, provides a great location in which to do so.

How to Differentiate Between a Social and Fiscal Residence in Spain

How to Differentiate Between a Social and Fiscal Residence in Spain

social fiscal residence A company should have 2 different addresses. One to determine and identify where the business activity itself takes place and another for taxation purposes. As a business owner, you will need to fully and thoroughly understand the difference between the two if you’re wanting to start a company on Spanish soil. 

Understanding Spanish Business Terms: Definitions

Understanding Spanish Business Terms: Definitions

spanish business terms The difference between Spanish business terms or abbreviations and their equivalents in English can sometimes be both confusing and misleading. We, at TAS Consultoría, have decided to create a short information sheet here on our blog to help you better understand and grasp these vital terms so that you can hopefully use that correctly and appropriately during your business endeavours and your everyday life in Spain.